In our litigious society, insurance is essential in managing risk….

Question Answered step-by-step In our litigious society, insurance is essential in managing risk…. In our litigious society, insurance is essential in managing risk. You simply should not coach without liability insurance, and sponsoring agencies should not permit anyone to coach without it. Simply knowing that you have insurance is not sufficient. Negligence lawsuits are quite common, particularly in the sports industry. Facility owner/operators are routinely sued by participants for injuries sustained while participating in a sport-related activity, or by spectators who incur harm at a sporting event.If you as a coach are hosting a tournament type of event, regardless of the sport, what are steps that you could take to protect not only yourself from a negligence lawsuit but also the facility operating agency from a lawsuit? That agency may be a city, school district, county, or private entity. An example I see all of the time is in the club soccer programs. Parents plant their chairs right on the sidelines at midfield creating not only a hazard for the players and officials, but the parents themselves. Choose an event and facility and really go through this with a fine tooth comb so to speak, to dot all of the “i’s” and cross all of the “t’s” to come up with a checklist. Things to think about can include:timesupervisiontransportationspecial needsfacility layoutconditionsspecific activitiesmedical personnelrestroomsexisting hazards Social Science Psychology KNES 54 Share QuestionEmailCopy link Comments (0)