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Marvin has been working for few years and earnings $42,000 per annum. He would like to save some of his money for his wedding. He has shortlisted his choices to the following fixed deposits:

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Marvin has been working for few years and earnings $42,000 per annum. He would like to save some of his money for his wedding. He has shortlisted his choices to the following fixed deposits:

i) Maybank Fixed Deposit (interest rate for 12months: 1.85%, 36months: 1.90%)

ii) Public Bank eFixed Deposit (interest rate for 12months: 1.85%, 36months: 1.85%)

You are required to calculate his fixed deposits account balance as at 31 December 2023 in both banks and state your recommendation with justification based on the following conditions:

a) he deposits $5,000 on 1 January 2021 and hold for three years until 31 December 2023.

b) he deposits $2,500 on 1 January 2021 and 1 January 2022.

c) he deposits $1,000 on 1 January 2021, $1,500 on 1 January 2022 and $2,500 on 1 January 2023.

Note: You are required to calculate the amount in his account after three years based on the above chosen banks latest interest rate

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